TFA Estate AIAI real-estate agent · Dubai عربي
AI real-estate agent · live 2026 data

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Fly across the city, compare areas with registered sales data and understand every step of buying, selling or renting, in English or Arabic.

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Market pulse

Dubai property in the first half of 2026

Official Dubai Land Department totals for January to June 2026.

AED 419.94bnTotal real-estate transactions
112,850Transactions registered
86,000Sales, worth AED 286.44bn
68.4%Of sales were off-plan (58,840)

Ready vs off-plan sales, H1 2026

Median price per sq ft by area, 2026 to date

Sources: Dubai Land Department, H1 2026 (via Emirates 24|7) · DXB Interact, area medians 1 Jan - 28 Sep 2026

Area explorer

Compare the areas buyers ask about most

Registered sales from 1 January to 28 September 2026. Sort by the number that matters to you, then fly to the area in 3D.

Data: DXB Interact (DLD-registered sales), medians for all property types, captured 28 Sep 2026. Gross yield is before service charges and costs. Figures are for guidance, not a valuation.

Transaction guide

Every step, from offer to title deed

How a Dubai property deal works, in plain language. Ask Nour about any step.

  1. Set budget and financingGet a mortgage pre-approval if you need finance, and keep about 7% of the price aside for fees.
  2. Choose and verify the propertyCheck the title deed, service charges and recent registered prices for the building.
  3. Sign Form F (MOU)The RERA sales agreement between buyer and seller, usually with a 10% security deposit cheque.
    Deposit often 10%
  4. Developer NOCThe seller clears service charges and obtains the No Objection Certificate for transfer.
  5. Bank valuation and final offerIf financed, the bank values the property and issues the final offer letter.
  6. Transfer at a DLD trustee officePay the 4% DLD fee and trustee fee; the new title deed is issued in your name.
    4% DLD transfer fee
Cost calculator

How much cash do you need on day one?

An estimate using the standard Dubai fees. Your bank, broker and developer may charge extra.

Loan to value80%Expat first home: up to 80% (up to AED 5M), 70% above.
Agency commission (typical, negotiable)2%
Down payment
DLD transfer fee (4%)
Trustee office registration
Title deed fee
Mortgage registration (0.25%)
Agency commission
Cash needed upfront
Loan amount

Fees: DLD schedule as summarised by Engel & Völkers. Excludes VAT on services, bank arrangement and valuation fees. Not financial advice.

Questions

What buyers ask first

What does it cost to buy a property in Dubai?

Plan for the Dubai Land Department transfer fee of 4% of the price, trustee office registration (AED 4,200 from AED 500,000; AED 2,100 below), the title deed fee (AED 250 plus small fees) and, if you use a mortgage, 0.25% of the loan for mortgage registration. Agency commission is commonly around 2% and is negotiable.

Can foreigners buy property in Dubai?

Yes. Foreign nationals can buy freehold property in designated areas, which include most of the districts on this map such as Downtown, Dubai Marina, Business Bay, JVC and Palm Jumeirah.

How much can I borrow as an expat?

For a first home, UAE Central Bank rules typically allow non-UAE nationals up to 80% loan-to-value on properties up to AED 5 million and up to 70% above that. Your bank decides the final amount.

Does buying property give me a UAE visa?

Property worth at least AED 2 million can qualify an investor for the 10-year Golden Visa, subject to conditions. Check the current rules with ICP or GDRFA before you buy.

Off-plan or ready: what is the difference?

Off-plan is bought from a developer before completion, paid in stages into a RERA escrow account and registered on Oqood. Ready property transfers immediately at a DLD trustee office. In H1 2026, off-plan made up 58,840 of 86,000 sales in Dubai (DLD).

Is Nour a licensed broker?

No. Nour is an AI guide that explains the market and the process using published data. For viewings, offers and contracts, we connect you with a human advisor, and you should always confirm legal and financial points with DLD, your bank or a RERA-licensed broker.

Human advisor

Ready to move? Talk to a person.

Nour answers questions any time. When you want viewings, an offer or a valuation, leave your details and an advisor will call you.

  • Area and building price checks against registered sales
  • Ready, off-plan and investment options
  • Arabic and English

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